OLO INC. TABLE OF CONTENTS Page Special Note Regarding Forward-Looking Statements Risk Factor Summary PART I Item 1. Business 1 Item 1A. Risk Factors 15 Item 1B. Unresolved Staff Comments 45 Item 2. Properties 45 Item 3. Legal Proceedings 45 Item 4. Mine Safety Disclosures 45 PART II Item 5. Market for the Registrant’s Common Stock, Related Stockholder Matters and Issuer Purchases of Equity Securities 46 Item 6. [Reserved] 47 Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 48 Item 7A. Quantitative and Qualitative Disclosures About Market Risk 68 Item 8. Financial Statements and Supplementary Data 70 Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosures 105 Item 9A. Con trols and Procedures 105 Item 9B. Other Information 107 Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 107 PART III Item 10. Directors, Executive Officers and Corporate Governance 108 Item 11. Executive Compensation 108 Item 12. Security Ownership of Certain Beneficial Owner and Management and Related Stockholder Matters 108 Item 13. Certain Relationships and Related Transactions , and Director Independence 108 Item 14. Principal Accounting Fees and Services 108 PART IV Item 15. Exhibits and Financial Statement Schedules 109 Item 16. Form 10-K Summary 112 Signatures 113