Legal, Regulatory, Compliance, and Reputational Risks • Security breaches, denial of service attacks, or other hacking and phishing attacks on our systems or the systems with which our platform integrates could harm our reputation or subject us to significant liability and adversely affect our business, results of operations, and financial condition. • We may be subject to claims by third parties of intellectual property infringement. Employee Related Risks • If we cannot maintain our corporate culture as we grow, our success and our business and competitive position may be harmed. Risks Related to Ownership of Our Class A Common Stock • The dual-class structure of our common stock has the effect of concentrating voting control with our existing stockholders, executive officers, directors, and their affiliates, which will limit your ability to influence the outcome of important transactions and to influence corporate governance matters, such as electing directors, and to approve material mergers, acquisitions, or other business combination transactions that may not be aligned with your interests.